Wixxir Platform Master Agreement

(New York Law)

This Master Agreement governs the use of the Wixxir platform operated by GPM Invest & Trade Inc. ("Wixxir"). Wixxir is a technology platform enabling users and businesses to create, electronically sign, and manage private digital promissory notes ("Diginotes") between each other.

Wixxir does not act as a bank, lender, financing provider, guarantor, escrow agent, or collection agency. All obligations are private agreements solely between the parties.